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Quotations for Kidnap & Ransom insurance for corporates are based on the information outlined in the proposal form.

Risks are considered individually and premiums reflect geographical coverage and the volatility of the environment.

In order to provide the most accurate coverage and price, we request the following information:

  • Domicile of the organization
  • Number and location of all offices
  • Total value of assets/turnover
  • Travel pattern of employees
  • Nature of the business
  • Number of employees to be covered
  • Limits of coverage required
  • Security measures in place
  • Details of any prior incidents and/or threats

We provide quotations promptly once the completed proposal form is received.

A policyholder (and their insurance agent) has a duty to disclose all information which a prudent insurer would wish to consider in deciding whether or not to accept a risk, upon what terms and at what price.

Failure to comply with this duty may give the insurer the right to void the policy from its inception.